OPEN HOUSE SATURDAY DECEMBER 1, 2018 2PM - 4PM


UNIT 28 - 2689 PARKWAY DRIVE 

SOUTH SURREY


BEAUTIFUL CORNER UNIT TOWNHOUSE

3 BEDROOM

2 FULL BATH PLUS POWDER ROOM ON MAIN FLOOR


REDUCED PRICED TO $579,000


Allure features 9 ft ceilings on the main, stunning kitchens with stainless stell Bosch appliances, engineered hardwood floors, built in vacuum systems and spa inspired bathrooms with a powder room on the main. Quality construction and finishIng by award winning Weststone Properties.


http://deesoriano.com/mylistings.html/listing.r2317529-28-2689-parkway-drive-surrey-v4p-0c3.80659393



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I have listed a new property at 19321 72A AVE in Surrey.
Elegant custom home in one of the best part of Clayton Heights! This amazing home has an incredible layout, and spacious rooms. Enjoy many hours of relaxation in the large covered front porch anytime of the year with a nice cup of coffee and a good book. The main floor has a living room, formal dining area, office, powder room; & a large open concept kitchen & family room. Features include granite countertops, stainless steel appliances (gas stove) a large island. Upstairs has 4 bedrooms w/ a master bedroom that includes a large walk-in closet and a 5 pc.luxurious bath that has separate glass surround shower & a jetted tub. Basement has a 3 bedrooms suite. Double garage & street parking avail. Call Today to View!
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Please visit our Open House at 19321 72A AVE in Surrey.
Open House on Saturday, March 17, 2018 2:00PM - 4:00PM
Elegant custom home in one of the best part of Clayton Heights! This amazing home has an incredible layout, and spacious rooms. Enjoy many hours of relaxation in the large covered front porch anytime of the year with a nice cup of coffee and a good book. The main floor has a living room, formal dining area, office, powder room; & a large open concept kitchen & family room. Features include granite countertops, stainless steel appliances (gas stove) a large island. Upstairs has 4 bedrooms w/ a master bedroom that includes a large walk-in closet and a 5 pc.luxurious bath that has separate glass surround shower & a jetted tub. Basement has a 3 bedrooms suite. Double garage & street parking avail. Call Today to View!
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Please visit our Open House at 19321 72A AVE in Surrey.
Open House on Sunday, March 18, 2018 2:00PM - 4:00PM
Elegant custom home in one of the best part of Clayton Heights! This amazing home has an incredible layout, and spacious rooms. Enjoy many hours of relaxation in the large covered front porch anytime of the year with a nice cup of coffee and a good book. The main floor has a living room, formal dining area, office, powder room; & a large open concept kitchen & family room. Features include granite countertops, stainless steel appliances (gas stove) a large island. Upstairs has 4 bedrooms w/ a master bedroom that includes a large walk-in closet and a 5 pc.luxurious bath that has separate glass surround shower & a jetted tub. Basement has a 3 bedrooms suite. Double garage & street parking avail. Call Today to View!
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I have listed a new property at 137 9463 Prince Charles BLVD in Surrey.
Beautiful and immaculate 3 bedrooms plus den, 3 baths (2 half and 1 full) on 3 level townhouse. Lots of updates such as flooring, crown mouldings, lights, kitchen with quartz countertop, stainless steel appliances to name a few. This place is really worth seeing, with lots of decorations, tiles, stones and much, much more - guarantee you won't be disappointed. Close to shopping, transportation and schools. Recreational facility including tennis court, gym, playground, in-suite laundry and fully fenced back yard.
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What are the Down Payment Requirements?

The amount of your down payment will determine whether you'll have a conventional mortgage or a high-ratio mortgage, which must be insured.


What's the difference?

  • Conventional mortgage: means your down payment is 20% of the purchase price or more.
  • High-ratio mortgage: means your down payment is less than 20% of the purchase price.

Effective February 15, 2016, the minimum down payment for new mortgages have been modified. The new breakdown is as follows:

  • For homes with a purchase price less than or equal to $500,000 the minimum down payment is 5%
  • For homes with a purchase price greater than $500,000 and less than $1 million, the minimum down payment is 5% of the first $500,000 plus 10% of the remaining balance
  • For homes with a purchase price of $1 million or more, the minimum down payment is 20%

High-ratio mortgages must be insured by a mortgage insurer such as the Canada Mortgage and Housing Corporation (CMHC), Genworth Financial Canada or Canada Guaranty. You will be required to pay the premium for this insurance.


The insurance premium:

  • Will depend on the amount you are borrowing and the percentage of your down payment. Usually, mortgage default insurance premiums range between 0.6% and 4.50% of the mortgage amount
  • Can be paid at the time of purchase, or added to the principal amount of your mortgage.
 
 
 

Courtesy of CIBC.com

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Incredible Location!!! This tree-lined street is conveniently located near transit, skytrain, school and shopping. This house has a welcoming front yard with beautiful landscaping, leave your cares at the front gate! 6 bedrooms in total (3 up and 3-4 down). The main floor offers a beautiful kitchen with maple cabinetry and granite countertop with newer stainless steel appliances. Cozy living room as a gas fireplace with large windows that lets the natural in. Other features include, radiant heating, tile roof, front load washer and dryer and a side garden. Come and check it out.

 

3316 East 29th Avenue, Collingwood area.

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 I am proud to have received the Fraser Valley Real Estate Board’s coveted Medallion Club Award for the year 2016. 


2016 highlights include the marketing, sale or purchase of properties throughout the Lower Mainland and Fraser Valley.

 

I would like to thank my family, friends and especially my clients who have trusted me with the purchase or sale of a home or investment property. 2016 was a banner year and I look forward to a  busy and prosperous 2017.

 

If you are considering getting into the market in 2017, let me buy you lunch and lets chat about your plans. I can be reached at 604-765-6035 or by email at def.soriano@gmail.com.

 

 

 

 

MLS® Top 10% Realtors of the Fraser Valley Real Estate Board

 

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Just removed subjects for this beautiful townhouse in Langley! The Vantage in Willoughby, Langley 20159 68 Ave.


Couldn't be happier for my client who is so deserving of this beautiful gem!  

This good karma has been along time coming for this beautiful lady.

 

She was a first time home buyer, after educating her about what to expect, I warned her that on this tour she may find her dream home for I really picked the best 5 properties available.  I took her on the tour and sure enough on her first day she found her dream home and put an offer that day.  Didn't hesitate because we ran into a multiple offer situation. Long story short we WON the bidding war. 

 

The hours I spent scouring the mls listings paid off, I am ecstatic about this win! 

 

Thank you for the trust and opportunity Ms. B


If you are looking for a Buyer's Agent please contact me and you be sure I will help find your dream home.

 

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I have listed a new property at 7952 144 ST in Surrey.
This park-like home is sure to impress, this almost 2800 sqft 2 storey home sitting on a 14,000 sqft lot in prestigious British Manor. There is something for everyone here. 4 bdrms up and 1 down plus a bonus room w/ sink & cabinetry currently used as a sewing rm. The kitchen is spacious, with ample cupboards, and easy access to the warm, inviting family room. Off the kitchen room is the formal dining rm w/ bay window & knockout hutch, living room w/ vaulted ceiling and gas f/p. On the second level is a huge master suite, w/ his & hers closet, and ensuite bath. A large covered deck leads to a HUGE fully landscaped lot complete w/ a beautiful fountain many special events hosted in this beautiful bckyrd, awaiting to celebrate yours.
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http://deesoriano.com/mylistings.html/details-37444753



Terrific family area. This home has so much to offer a family, Open Concept main floor formal living and dining on wood floors, open concept kitchen and large family room and large windows to bring in the natural light. Kitchen has a butler's pantry and movable island. This home has a fully finished basement, legal suite and great mortgage helper. Master Bedroom has large w/in closet and Ensuite has separate tub and shower. Upgraded appliance package featuring S/S appliances, 1 yr old washer/dryer, built in vacuum, extra built in storage in garage. Seller spent over 10K adding a covered deck using high end composite decking, durable and makes easy clean up. Bright, sunny fully fenced backyard, complete w/ kids play yard.

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I have listed a new property at 5 14171 104 AVE in Surrey.
Welcome to Hawthorne Park. This unit comes with 3 spacious bedrooms, and a small den. The seller changed all the carpets and had professionally installed wooden floors. This unit has a separate laundry space and outdoor storage shed. Withlots of green space, an outdoor pool and a playground, Hawthorne Park offers it all. Extremely well managed complex, basic cable is included in the low strata fee. Just steps away to bus stop, close to schools, restaurants & shopping. Call today for your private viewing.
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I have sold a property at 14624 106TH AVE in Surrey.
Beautifully renovated home, great location walking distance to schools, parks and shopping. Newer hot water tank, high efficiency furnace, new gas fireplace and added more value by extending the deck. The very clean 2 bedroom suite(unauthorized) was completely renovated 2 years ago with great tenants. The suite also has its own separate laundry. The one quarter acre lot is 60x186 with a sunny southern backyard, is beautifully landscaped with a large pond, set up to grow yourown vegetables complete with an apple tree. It also has a 18'x24' detached garage/shop. True This is not a starter home but aforever home. Enclosed Sundeck not included in measument 7'4x8'.
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10 Ways to Save Buyers Time and Money 

1. Get pre-approved prior to making an offer. 

2. Include a complimentary note to seller when making an offer. Sellers will negotiate for the

benefit of the buyer, if they like the buyer.

3. Ask your agent for a market analysis on the property you want to buy. 

4. Choose an Agent who truly is passionate about getting you in the right home.

5. Know the difference between your wants and needs, try to be more imaginative when a house you are 
 viewing is not staged as a showhome. Alot of buyers miss great opportunities because they can't pass the clutter etc.

6. Have your agents search other sources beyond MLS.

7. Have a home inspection prior to close. 

8. Have as little contingencies as possible in making an offer. 

9. Work with an agent that has a quick call back timeframe. When negotiating, time is money. 

10. Work with an agent that has a transaction checklist to be sure that all data and tasks are 
tended to and completed for a positive experience
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Prepare Yourself Mentally

Let's face it: this is your home and you may have lived there many years, perhaps all your life. It is chock-full of memories and the feeling of being uprooted is unsettling. Fortunately there are many ways to cope:
 
Preserve the memory of your home by taking pictures or video taping your house, both inside and out. You won't be watching them however, because you'll be too busy whipping your house into shape and, once you've moved to your new house, you'll be too busy with life. The process, however, helps you to say goodbye to your beloved home.
 
Hold a home farewell party to announce that you're selling and moving soon. This accomplishes three things:

1. By breaking the news, you and your family are now committed and must get your 'butts in gear'.
2. It's the right audience to ask for help and support.
3. Your guests may know somebody who might be looking to buy a house. Why not start marketing your house right now?
 
Stay positive. Moving provides you the opportunity to leave old baggage behind and start afresh.
 
Think of what new and exciting possibilities life could bring.
 
If you're not mentally ready, you'll become sick and tired of this whole process very quickly and you'll quit. The danger is you'll end up dumping your house at a fire-sale price out of desperation. Start calling your home a house. It's now officially a commodity. You should use the term 'house' from now on.
 
 
 
Author: Tuan Vu
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De-Clutter

In real estate, buyers buy space. The more space you're able to show, whether it be living or storage space, the more you'll be able to sell for. Unfortunately, that's easier said than done. Most people are pack rats. Rooms have too much furniture and you'll find stuff overflowing in every nook and cranny. De-cluttering  is the process of reclaiming the space in your house from years of collecting and storing. Don't expect the buyers to ignore all this and imagine your house in its clutter-free state. Buyers sometimes see dozens of houses in one day and their brains are overtaxed. De-clutter so the buyers can see your house, not your mess.

 

Curb Appeal

If you have grass cut it, water it, keep it green.  Cut down trees growing too close to the house to allay fear of roots eating into the house foundation.

 

Air Quality/Pets

 All pets smell, period! (I know I have a dog)  When practical, look for a temporary home for your caged animals. As a minimum, clean their habitats and open the windows to air out the house. Pets that roam around the house represent a bigger challenge.

 

De-personalizing

This is very important. You want your buyers to visualize themselves living in your house, not you living in it. Personal artifacts distract so you have to put them away – photographs, souvenirs, trophies, medals, posters, and family heirlooms.

If you’re a collector, then pack away your collectibles and valuables. Don’t forget your refrigerator’s door as it is one of the most common place to hang cute magnets, memos, postcards and all sorts of personal stuff.

The other reason to de-personalize has to do with safety. Buyers rummaging through your house are strangers and it would be better if they don’t know who lives there, or have access to any other personal data.

 

If you do nothing else to improve the value of your house, at least de-clutter. It just takes time and elbow grease, yet a lot of sellers don't put enough effort into it! To re-iterate this important point: buyers buy space in real estate.

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Here is one way to come up with a down payment for a home purchase.

HBP is a program that allows you to withdraw funds from your registered retirement savings plan (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability. You can withdraw up to $25,000 in a calendar year. TAX FREE!

How does it work?
As mentioned above, if you are a first time home buyer, you can withdraw up to $25,000 out of your RRSP tax free! If you are purchasing the home with a spouse, you can both withdraw $25k EACH from your accounts. In terms of repayment, you have up to 15 years to pay back your RRSP starting the second year after the year of withdrawal (from govt website). At this time 1/15 of your borrowed amount must be paid back / year.

What’s the catch?
In terms of penalties, if you don’t repay 1/15 of the borrowed amount / year, you’ll have to add the amount as income.

You MUST be a first time home buyer and a resident of Canada at the time of withdrawal.

You MUST purchase/build the home before Oct 1 after the year of withdrawal.

RRSP contributions of up to 90 days before the withdrawal date can be used towards the HBP.

For more info visit http://www.cra-arc.gc.ca/E/pub/tg/rc4135/rc4135-e.html

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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.